Hail & Storm Damage

GREEN COUNTRY ROOFTOPS & RESTORATION ARE THE ONES TO CALL IF YOU HAVE BEEN AFFECTED BY A STORM CATASTROPHE!


Green Country Rooftops Storm Damage Process

ARE YOU IN NEED OF EMERGENCY TARPING?
If temporary repairs are needed to prevent further loss to your property, you don't have to wait for your adjuster to inspect your home or settle your loss. Temporary repairs must be made to prevent further loss to your property. Most property policies have a reimbursement provision for reasonable and necessary temporary repairs costs (up to a specified limit) that you incur while trying to protect your covered property from additional damage resulting from a covered loss. Please be sure to save receipts for reimbursement. You also do not have to wait for your adjuster to inspect your home or settle your loss in order for you to select a repair firm, but you should wait to begin final repairs until an inspection is made and the covered damages are properly assessed.

THE INSURANCE CLAIM PROCESS

  • Call Green Country Rooftops & Restoration and have one of our roofing experts give you a free inspection to determine the extent of your damage. If we determine there is sufficient damage to your roof, we will recommend calling your homeowner's insurance company and filing a claim. A claim adjuster will be assigned to your file and will call to schedule a site inspection.
  • You are entitled to have your Contractor of choice represent you during the adjustment process to expedite the settlement of your claim. Green Country Rooftops will walk the entire property with the adjuster and ensure no damage goes unnoticed.

HOW THE INSURANCE COMPANIES PAY ON CLAIMS

In most cases, your insurance company will make two payments. The first check is for the actual cash value (ACV), less depreciation. Upon completion of the work, your contractor will send a final invoice to your insurance company. This invoice will include ACV plus depreciation, which equals your net claim. Your insurance company will then release the depreciation check.

DO I NEED TO GET TWO OR MORE ESTIMATES FOR MY ROOF?

Definitely not!! Getting multiple estimates simply takes the decision making process out of your hands since the insurance company will automatically choose the lowest estimate. You are only saving the insurance company money and sacrificing quality when you get several estimates. The process of hiring a Contractor should be left to the homeowner. That decision should be based on credentials, reputation, and your comfort level.

GREEN COUNTRY CAN ASSIST IN THE CLAIM PROCESS FROM START TO FINISH

A roof helps protect us, our home, and our belongings from the elements. When a disaster strikes, the damage can be devastating. To make matters worse, filing a claim and dealing with your insurance company can be a long, stressful process. When you choose Green Country Rooftops & Restoration, LLC for your storm damage repair needs, we will guide you through the insurance claim process to get your claim resolved faster and help you get back to normal quickly. When it comes to repairing your storm damaged home, eliminate the hassle and do it right the first time. Give us a call for fast, professional service!!

How to identify damaged or compromised asphalt shingle roofing

There are a number of circumstances by which your asphalt shingle roofing can be damaged or compromised. Understanding some of these common conditions will make you a better-informed homeowner. Identifying damaged or compromised asphalt shingle roofing will allow you to take action to repair or, when necessary, replace a roof in a timely and cost-effective way.

The most common causes of damage to an asphalt shingle roof are:

  • Falling trees and limbs
  • Hail and ice
  • Wind
  • Blistering

Identifying damage caused from falling trees and limbs is generally pretty easy. Smaller limbs falling on a roof may not seem to have damaged the integrity of asphalt shingles, but serious damage can occur. If limbs have fallen on your asphalt shingle roof, look for cracks, splits or even the loss of protective coating on your asphalt shingles.

Hail damage to an asphalt shingle roof can be more difficult to identify. More often than not the hail impact causes a “bruise”. The impact causes a fracture of the mat as well as granule displacement. All of these factors can lead to the inability of the shingle to shed water… which is a shingle’s main function ! The more common sign of hail damage can be extensive granular loss. The displaced granules will fill gutters and flow through the downspouts onto your driveway.

High winds can also be devastating to an asphalt shingle roof and the damage can manifest itself through missing shingles or split seams. A bent or dislodged shingle is another sign of wind damage. When it comes to insurance companies there is a big misconception associated with wind damage. Most Roofing Contractors will testify that once high winds cause a shingle to unseal, then that shingle will never properly seal again. Insurance companies argue that the shingle will seal back but this is not the case. Consider an envelope. Once a sealed envelope is open, it can only be resealed with scotch tape! Same goes for a shingle. Once the asphalt seal is broken, the shingle has to be manually sealed with roof cement.

Asphalt shingle deterioration can also be caused by many natural conditions, and in most cases can lead to a leaky roof and water damage. One such natural condition would be algae or moss, which can cause decay. Shingle decay can lead to water seepage and an inability to shed water. If water starts to seep through the protective barrier of your asphalt shingle roof, many problems can occur, such as mold buildup or wood rot. These conditions can eventually lead to structural integrity problems for your entire house.

Blistering is another somewhat natural condition that can cause deterioration in the shingle. The base of shingles are comprised of asphalt, which will blister when exposed to extreme heat. Poor attic ventilation will accelerate the rate of blistering. If you happen to be on your roof and notice abnormal blistering, call Green Country Rooftops & Restoration for an evaluation.. The culprit may be poor attic ventilation !!